Now how does one say "bell tower" in Chamorro?If you go down to Malesso' and look for the signs at the bell tower, you will become very confused. You will see it called Kampanåyu, with a U.
And you will also see it spelled Kampanåya, with an A.
Even the village name gets spelled two different ways. With an ending U, or with an ending O.
So which is it?
Well, the word is borrowed from Spanish and the Spanish word for bell tower is campanario. The word for "bell" itself is campana, which we also borrowed in Chamorro - kampåna.
Since the Spanish word campanario involved the Western Y sound in the last two syllables - RIO - the Chamorro is going to have difficulties with that since we don't have that Western Y sound. We change it to our own DZ sound represented by the Western Y letter. Thus, Yigo and Yoña are pronounced Dzigo and Dzoña.
The Wonderful & Informative post by: @paleric